Home Security Prices

Learn about home security prices and options

Written by Amy Whittle

High home security prices are often a deterrent to people interested in having a system installed. However, with advances in technology, home security is very affordable for most homeowners.

Home security costs and features

Most home security companies offer packages that combine services that most homeowners will typically require. You can find systems ranging from as little as $100 to more than $2,000 depending on the security features you need.

Once you have the equipment, you need to pay for a monitoring service to watch over your home which costs $25 to $35 per month. In addition to the protection you get, you can also watch your home insurance rates drop as much as 20%.

When evaluating home security costs, look for hidden costs that you may not have considered at first. Some alarms, for example, require a landline telephone with at least a basic calling plan before installation can be completed. While that may not sound like a big deal, keep in mind that many homeowners don’t bother owning a landline phone as they use their mobile phone plans for all their calling needs. So this may be an expense you weren’t expecting.

Find out how you will pay for the alarm system. Some companies only lease equipment, driving up overall home security costs for the long-term homeowner. However, these leases may be a great deal for someone who will only live in their current residence for less than five years. A plus for leasing: you can often afford more security system than you could if you had to buy it.

Be sure to check installation costs when evaluating overall home security pricing. Wireless alarm systems are easily and quickly installed, making them less expensive than hardwired systems. Backup batteries and a hardwired control panel may increase the price, but are often highly valuable to a home security system. Installation costs can range from as low as $50 to as high as $150, depending on the level of security you're looking for.

While many homeowners may be tempted to rely solely on the alarm to scare off intruders, a monitoring system offers much more protection. Monitoring service costs can vary widely. Some services will cost less than a basic television cable package, while others may be hundreds of dollars each month. Installation can also run upwards of $1,000 for top-of-the-line monitored systems, with lesser systems obviously much more affordable. Maintenance can also be up to $300 per year for a monitored system.

Check with your homeowner's insurance policy before installing any type of system. Some insurance companies offer significant discounts to people that install security systems that meet some basic requirements. Contact your insurance agent for more information.

Final considerations

Before signing any contract, find out what type of guarantee is offered by the home security company you have chosen. Some companies offer a 30-day trial period, making it an excellent value for homeowners who are installing security for the first time and do not know what to expect.

Made a decision on home security prices? Submit a free request for price quotes and get matched to multiple dealers who will try to get you the best deal for your household.

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